Tag Archives: finance

The super pinch!: America’s pocket book


  When America becomes hungry their appetite becomes the enemy of the state – in their pocket book, that is.

“No, the CIA isn’t after my cheeseburger, they’re after the spook that keeps calling the dominoes pizza outlet for a pepperoni pizza every night,” costing Newt Gingrich his retirement fund and his pesky Roth IRA, not to mention his 401K account as well.

When it comes to Americans eating out, they expect to pay the price of their meal only. But, than – when it comes times to ask for such ask condiments, such as ketchup packets, dipping sauce packets, salt and pepper, straws and lids, etc., that could be needed as extra by the consumer, are being charged out of pocket expenses for such extras, after they have picked up their orders at the pick-up line.

A recent visit to a local Burger King (BK) Store in my town netted me, just that – an out of pocket expense for such an item for dipping sauce for my French Fries! That’s right folks, the local BK franchise wanted to charge me .20 cents, twenty cents for a single packet of Ranch Dressing for my dip my fries in, while I eat.

In all the years, that I’ve been going to that same BK, I’ve never been charged a penny on a dime for such condiments. In fact, I wonder why corporate greediness is taking America’s consumers by storm?

Probably, not by the interest of the “Occupy Movement” – but, that of corporate profit to suck and bilk hardworking Americans and tourists out of their wallets and bank accounts for such simple condiments items that have long been free to consumers, who do business with just eateries in America.

Of course – they say, “We are free to do as we please and sell as we please and we have a right to refuse service to anyone who we please,” they say.

But, when the customer gets charged for an out of pocket expense, it becomes a burden on those who have to dwell for their hard earn cash that may be needed elsewhere.

It’s called – “bilking the money.” I’m am told by the Assistant Manager of the restaurant, “that they have always been charging for such little condiment items to customers,” she said. The statement made me give back the item I had wanted to use for my fries and simply told her, “in all the years, I’ve been coming here, I have never been charged for such items,” I said. Why charge for simple things as this is beyond my disbelief and why such companies as Burger King would go to such lengths to expand their profit expenditures and more.

Greed is an evil word, bilking money from the consumer is a sin – plain and simple. Sooner or later, such items will be enforced into their price of one’s meal and things will be more costly and profitable for such fast food chains, but, in the long run, many would lose out on their customer base for other chains that make it simple and clean and aren’t following the golden rule of corporate greed.

BK may have just lost another valuable customer – perhaps, I’m in settlement for a better deal for my money at my girlfriend’s place of work, two blocks down the street. BK sounds so wickedly insane to be charging for such condiment items, when the economy is showing some gain and speed in regaining its strength.

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The George Bailey effect?


Four days ago and less than a week to go before Christmas, things are getting closer to reality than I can count. Five more days will ring the hardest part of life – the passing of my grandmother.

This will, literally be the be the second Christmas without her, but largely the ultimate time of reflection of her 82 years of life. I’m not really prone to reflections of life all that easy as the “George Bailey” character in the Jimmy Steward Movie, “Its a wonderful life,” in iconic Christmas classic that spells the true meaning of Christmas.

The reflections of one’s Christmas is shadowed by things that have happened during one’s past year of life, the course of misery and turmoil marred the battle between scrooges who decided to take life into their own hands and take people’s dreams away from people who worked hard to make their dreams a reality – only to get it stolen by some “robo signer” in the mortgage, lending and banking business.

This Christmas marks tough economic times and hardships for those who have been fighting and literally given up on the fight to secure their family homes and generations of land and property that has been in many family heritages for many generations since this country was discovered by Christopher Columbus in 1492.

Everyday, when I look out the window, I see cars driving up and down the street and I often wonder how many of those were victims of a foreclosure, bribery and extortion of a “Robo signer” in the Mortgage, Lending and Banking business? A hard count is very hard to settle and swallow if there were any real data on exactly how many of those were actual victims of a “Robo theft” – perhaps, I should say an extortioner’s hunger for a digestive appetite for profiting in extortion of stealing peoples property for their own gain and profit sharing with banks & lenders.

I often worry about those who struggle. Those who try vainly to stay afloat without drowning in the sea of con’s working their trade to profit in a fast growing business that should be illegally defined as federal offense and punishable with a fine and long winded jail sentence where they’d never touch the ink of a pen and the stroke of a signature to take one’s dreams and family generations of ownership of the American Dream to those who deserve the bitterness and quality of life.

Banks, Mortgage companies and Money Lenders are nothing in my book as classical thieves who droll on those that are vulnerable – Unless you happen to have a good ally in the banking business your better off doing business with them, than, those who set up shop on the corner luring you to theft, crime and no other means to save your piece of the American Dream.

Americans deserve better this Christmas, than those who choose to be pity and steal for personal and profitable gains. It’s not about how they do business? It show how they conduct business without being an honest friend and businessman or women. The loss is to great to swallow and cherish, but, only the star will shine once again on a Christmas tree somewhere, someplace, somehow when Christmas arrives next week on Saturday morning.

The truth is – there is magic out there this holiday season, you just need to find it and believe in your own heart that there is really a Christmas. As George Baily said, “Clarence, I don’t care what happens to me, just give me back to my wife and kids,” and the ultimate gift of magic was drawn upon him with the help of his family and friends, he became the richest man in town, has his brother, “Harry” said, while bringing a toast to his big brother, while gathered among family and friends.

Perhaps, Clarence could use another set of Wings this Christmas?

Mortgage companies; thiefs on the run!


Life can really be a two way street – borrower beware of your dealings with mortgage companies you intend to do business with to finance your home or property.

It’s a two way street, the first is a bitter sweet moment, when things seem to go right and always end right, from start to finish? The other, the loser gets entrapped in a tangled web of deceptive predatory lending and becomes an unsuspecting victim of a criminal empire that preys on peoples dreams and assets, which family members to family generations have set aside for many generations to come.

Mortgage lenders tend to be in the hobby of stealing peoples money on their homes and assests, later turning their loan contracts into foreclosure proceedings, even if the person borrowed the money and pays their mortgage bills on time.

The banking crisis and the housing crisis has taken a two fold crisis, that has cost more than the Obama Administration has asked for, since the Banking bailout’s began. Lenders decided to take the money and run, leaving a trail of predatory lending practices that grossly took the lives of people’s dreams to hell and back.

Victims are never aware of these types of mom and pop shop enterprises that shock and awe some of the most precious people on earth.

Foreclosure is surely not that answer to these type of problems in today’s world, its a criminal enterprise point blank and simple as that. They make life harder for those that are good deeds and turn them around to make them look like deadbeats, so they can recoup their money and pay the middleman in the scam of the century.

The government – yes, the US Government should regulate these businesses to federal law and penalty for selling people’s mortgages and trustee services for a better and fraction of the cost of one’s home and leaving entire families homeless or struggling to repair the damage done by such predatory lenders and their criminal empires.

Recently, the scam has hit home hard with no means of working around pick pockets of luck and greed, they refuse to even give you the phone number of the trustee’s service responsible for the foreclosure, even tho, further investigation revealed that the phone numbers they had given went back to the same company that was dealt with – the MORTGAGE COMPANY, while using multiple alias’s to cover their tracks.

Furthermore, they have money to loan, but, they don’t want to spend the money on those they’ve foreclosed on or even work with those whom have borrowed to refinance their homes or to modify their loans.

Mortgage companies are nothing by thieves and loan sharks on the prey with their innovation of criminalistic practices. I hope the federal government will one day regulate these businesses to federal racketeering and money laundering laws – homeowners are on the prowl and no one messes with the bounty hunter. In fact one man someone in the United States already went great length’s to make sure the bank didn’t touch his house;

He bulldozed it to the grown and the statement was made to a shocking revenge that made the jaws of bankers and lenders drop like carnies in a carnival skit at the worlds fair.

Simple advice – don’t trust these companies, do business with those you know that will treat you right, but, never do business with those you never know about and their lending practices, as many would like to see their faces in federal court for scamming the American people of their dreams and generations of family heirlooms.

Begone – mortgage companies beware, your being watched.